Life must go on for your family. No one likes to think of their own mortality but we’d like you to think about providing for your family if you are not around to do so.
That said, we find many public servants do not take account of the benefits they already have through Superannuation. Should something happen to you, there is a lump sum paid to your family. Even more valuable, through the Spouses and Children's Scheme (formally the Widows and Orphans Scheme) there is an income paid to your family in the event of your death. There is also the widow or widowers pension from Social Welfare that can be claimed.
As a result, we find many people are over-insured when they come to talk to us. This is because they have been advised to take out life assurance policies that ignore their existing benefits. Furthermore, life cover in general has reduced in cost recently. By reviewing policies we can reduce your monthly premium or provide additional benefits such as "Best Doctors" at no extra cost.
To review your life cover needs while protecting both your family and your monthly budget contact us on 1890 282 282 or request a call.