Retirement Planning

If you find yourself thinking more about retirement from the public sector, we’d like to help with your plans. In order to plan properly, you need the facts.

The key questions we are asked are,

  • When can I retire?
  • What will my pension be?
  • What will my lump sum or gratuity be?
  • How much will I take home every fortnight or month in retirement?
  • Am I currently doing the right thing or what should I do to improve my situation?
  • Do I qualify for a contributory State pension?
  • Should I use my lump sum to reinvest or should it be used to clear loans and mortgages?

  • How will my AVC benefits be treated for tax and should I choose taxable cash, an annuity or an Approved Retirement Fund?

  • What is the most efficient way to ensure my pension assets pass to my next of kin in the event of my death?

The public sector pension, Superannuation, can be a complicated area. At PSRA we specialise in answering these questions for Ireland’s public sector and civil service members. If a family member is self-employed or working in the private sector we can advise on the entire household’s pension situation.

Talk to us today, we’d be happy to answer your questions.

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If you are unsure which may be the most appropriate service for you, call us today, we’d be happy to guide you.

What our clients say
Our Testimonials

“I have been delighted with the service provided by PRSA. Evan Hughes has been a dependable and clear guide through the maze of financial constraints and possibilities in advance of retirement. I've been able to turn to him with every sort of financial question and have been consistently well advised”

Prof Lawrence Taylor, Associate Vice-President for International Affairs, Maynooth University